Other Debt Solutions

Find about other debt solutions that are available in Scotland that could help you when struggling with debt.

Debt Arrangement Scheme (DAS)

A debt repayment programme (DRP) that allows you to consolidate all your debts into one affordable monthly payment that will freeze interest, charges and it is free for you (your creditors pay your fees out their money)!


Sequestration is the Scottish term for Bankruptcy, with Full administration Bankruptcy you can hand over your debts to an insolvency practitioner, pay what you can afford for four years and write off the rest of the debt that is unaffordable.

Scottish Trust Deed® is a trading style of River Insolvency Ltd.

Visit River Insolvency – www.riverinsolvency.co.uk

ICO Registration: ZB542447

A company registered in Scotland: SC767165

© River Insolvency Ltd 2023

River Insolvency Ltd, 10 Payne Street, Glasgow, G4 0LF

Free and impartial help with money, set up by the government: MoneyHelper.

*Debt examples are subject to creditor acceptance, payments subject to individual circumstances, credit may be affected. Fees may apply.

Andrew Maak is authorised to act as an Insolvency Practitioner in the UK by the Insolvency Practitioners Association.

Our Professional Indemnity Insurer is Aqueous Management Limited, 10th Floor, 5 Churchill Place, London, E14 5HU and our Professional Indemnity Insurance policy number is P231PA0005426