Owe £6,000 or more?
A quieter way through debt — without judgement, without pressure.
If you are a Scottish resident and find yourself struggling with debt then a Scottish Trust Deed could be a solution to help you gain financial control and have a clear path of when you will be debt-free again.
If you owe £6,000 or more in unsecured debt you may be eligible for a Scottish Trust Deed — debt-free in just four years, only paying what you can afford.
- Free
- Confidential
- No obligation
See in seconds what you could write off and what your monthly repayment could be.
Indicative figures only. The actual write-off depends on your circumstances and creditor approval. Phone: 0141 673 6611.
The most effective debt solution in Scotland.
Helping you regain control and peace of mind.
Legal protection
Immediate protection from creditor action, bailiffs and court proceedings.
Affordable payments
One manageable monthly payment based on what you can actually afford.
Fixed timeline
Debt-free in four years maximum, regardless of the original amount owed.
Debt write-off
Any remaining debt is legally written off after your 4-year payment period.
Stop harassment
No more stressful calls, letters or visits from debt collectors.
Family protection
Your family home and essential possessions are typically protected.
A simple, legal process — four quiet steps.
A simple, legal process that can write off unaffordable debt in just 4 years.
- 01
Free consultation
Speak with our regulated debt advice partners about your situation. No obligation, completely confidential.
15 min · Free - 02
Assessment & proposal
Your finances will be assessed and a proposal will be created that works for your budget and circumstances.
24–48 hours - 03
Creditor approval
Your proposal will be presented to creditors. Once approved, you're legally protected from further action.
4–6 weeks - 04
Protected payments
Make one affordable monthly payment. After 4 years, any remaining debt is legally written off.
4 years max
See how Protected Trust Deeds have helped thousands of Scots regain control of their finances.
“The Protected Trust Deed gave me back control of my finances. I can finally see a future without debt.”
“Professional, understanding service. They made the whole process simple and stress-free.”
“I wish I'd contacted them sooner. The monthly payments are manageable and I can sleep at night again.”
Your questions, answered.
A few of the things people most often ask before getting in touch.
01Before you get in touch
Could you be debt-free in 4 years?
If you owe £6,000 or more and live in Scotland, take two minutes to find out.
Mon–Thurs, 9am–8pm & Fridays 9am–4pm