Other Debt Solutions
Find about other debt solutions that are available in Scotland that could help you when struggling with debt.
Debt Arrangement Scheme (DAS)
A debt repayment programme (DRP) that allows you to consolidate all your debts into one affordable monthly payment that will freeze interest, charges and it is free for you (your creditors pay your fees out their money)!
Sequestration
Sequestration is the Scottish term for Bankruptcy, with Full administration Bankruptcy you can hand over your debts to an insolvency practitioner, pay what you can afford for four years and write off the rest of the debt that is unaffordable.
Live in England, Wales or Northern Ireland?
There are different debt laws, regulations, and solutions between Scotland and the rest of the UK, for a similar solution in the UK this would be an Individual Voluntary Arrangement (IVA)
