Other Debt Solutions
Find about other debt solutions that are available in Scotland through Scottish Government debt legislation that could help you when struggling with debt.
Debt Arrangement Scheme (DAS)
A debt repayment programme (DRP) that allows you to consolidate all your debts into one affordable monthly payment that will freeze interest, charges and it is free for you (your creditors pay your fees out their money)!
Sequestration is the Scottish term for Bankruptcy, with Full administration Bankruptcy you can hand over your debts to an insolvency practitioner, pay what you can afford for four years and write off the rest of the debt that is unaffordable.